The best mortgage lenders. If you think you may have been a victim of a scam please contact your bank immediately and report it to action . Below, we list which Lenders currently approve The Q Policy. Head office: Level 31, Mortgages, 8 Canada Square, London, E14 5HQ Type of membership: Member, Teachers Building Society Always lovely to receive a note of #thanks from a valued customer. https://t.co/NTfJlsZC4u, Structural warranty news and events from Protek Warranty https://t.co/0iEROmWSt5, RT @MiddletonSimon: Team Protek successfully finished the Hever Commando Series event which raises money for The Royal Marines charity. Type of membership: Member, London Mortgage Company UK Finance has today published its mortgage market forecast for 2023 2024, anticipating a softening in the mortgage market next year that marks a return to pre-pandemic norms. Head office: Meridien House, 69 71 Clarendon Road, Watford, Herts, WD17 1DS It is a requirement of most lenders in the UK to have a structural warranty on all new build properties, converted properties, or residential properties less than 10 years old. Head office: St Jamess House, St Jamess Square, Cheltenham, GL50 3PR, DX 141660 CHELTENHAM 11 Edenbridge, Head office: Granville House, Festival Park, Hanley, Stoke-on-Trent, Staffordshire, ST1 5TB, DX 701700 HANLEY-2 Type of membership: Associate, Jeffrey Green Russell Head office: Ten Trinity Square, London, EC3P 3AX Head office: Prospect House, PO Box 6, Scarborough, North Yorkshire, YO12 6EQ, DX 61820 SCARBOROUGH Type of membership: Member, Tiuta PLC Head office: Endeavour House, 1 Lyonsdown Road, New Barnet, Hertfordshire, EN5 1HU, DX 47708 NEW BARNET Our warranties offer a saving up to 50% compared to other Structural Warranties. Type of membership: Member, Capital Bank Mortgages Ltd . Our structural warranty providers have over 20 years in the insurance industry and their goal . Type of membership: Associate, Clayton Euro Risk Limited Mortgage Lenders will only lend on a property if it is covered by an approved warranty policy or a Council of Mortgage Lenders (CML) Professional Consultants Certificate (PCC). They are normally for a period of 10 -12 years after completion and there are a range of warranty covers to suit all types of projects. Ally Bank: Best for low interest rates. Type of membership: Member, Beverley Building Society Type of membership: Member, Newbury Building Society Head office: Market House, Market Square, Stony Stratford, Milton Keynes, MK11 1BE, DX 56907 STONY STRATFORD Authorized advisors are able to research mortgage lenders criteria in granular detail across many lenders. Type of membership: Member, Morgan Stanley Bank International Limited Better: Best for refinancing. Head office: Eldon House, 2 Eldon Street, London, EC2M 7UA Head office: Lexicon House,, 17 Old Court Place, London, W8 4PL Accord Buy to Let. Type of membership: Member, The Woolwich Updated: Feb 23, 2023, 3:50am. Where the cost of a warranty scheme is too great for the builder, as can be the case with smaller building firms, a lender may accept a CML Professional Consultants Certificate. HMRC is to stop issuing paper copies of clients' tax calculations and tax year overviews for mortgage applications for self employed people using tax agents, insisting that it has come to an agreement with the Council of Mortgage Lenders about accepting online print outs. Type of membership: Associate, All In Property Services Limited Type of membership: Member, Bradford & Bingley plc Type of membership: Member, Coventry Building Society Head office: The Oriel, Sydenham Road, Guildford, Surrey, GU1 3SR, DX 2407 Guildford The CML has provided a list of which schemes are accepted by each lender here. Lenders can increase their housing portfolio while mitigating risk, improving profitability and liquidity management, and expanding their loan-making ability with a USDA loan guarantee. Type of membership: Member, Principality Building Society Head office: 12/14 Ridgeway Street, Douglas, Isle of Man, IM1 1EN Head office: Welland House, The Square, Market Harborough, Leicestershire, LE16 7PD, DX 27312 MARKET HARBOROUGH Type of membership: Member, Melton Mowbray Building Society Type of membership: Associate, Experian Ltd Insurance brokers and Intermediaries | Working with Protek, Product Governance Reviews | Fair Value Assessments, Bank Of Scotland See Lloyds Banking Group, Birmingham Midshires See Lloyds Banking Group, Chorley and District Building Society Accept most standard warranties, Cumberland Building Society Will consider on an individual case by case basis please refer to Customer Service Department, Mortgage Underwriting, Dudley Building Society Individual acceptance, Kent Reliance Building Society Individual Acceptance. Type of membership: Member, Bank of Cyprus UK Type of membership: Associate, Barnetts Solicitors MD Insurance Services Ltd. is the scheme administrator for LABC Warranty and is authorised and regulated by the Financial Conduct Authority. . Type of membership: Member, Alliance & Leicester plc The warranty/guarantee provided of the installation and insulation. Type of membership: Associate, TLT Solicitors Type of membership: Associate, Sprecher Grier Halberstam LLP You can use the search function to find a range of UK Finance material, from consultation responses to thought leadership to blogs, or to find content on a range of topics from Brexit to commercial finance. Head office: 111 St Jamess Road, Croydon, Surrey, CR0 2UW Premier Guarantee work with a panel of leading insurers to bring you the most comprehensive Structural Warranty cover in the market. This can be accessed on-line via, If you have any queries relating to lender approval, please call us on, MD Insurance Services Ltd. is the scheme administrator for LABC Warranty and is authorised and regulated by the Financial Conduct Authority. Downloads Home Resources Downloads Membership Membership Form Download Now rules of registration Download Now cgice key fact policy summary Download Now Building Regulations structure Download Now fire safty Download Now site preparation Download Now toxic substance Download Now passage of sound Download Now Download Now ventilation sanitation Download Now Drainage Download Now Download Now . Head office: 35 Portman Square, London, W1H 6LR . Head office: Keaton House, Widewater Place, Moorhall Road, Harefield, Mddx, UB9 6NS 1.1: Same as Part 1 in the UK Finance Mortgage Lenders' Handbook for Conveyancers. An example requirements letter to the borrower's conveyancer has also been developed for use in these circumstances. Further confirmation of Lender approval of LABC Warranty for is available under section 6.7 of the CML Lender's Handbook. Head office: 7 St. James Square, Manchester, M2 6XX Head office: 125 Portland Street, Manchester, M1 4QD It is accepted by the Council of Mortgage Lenders and high-street lenders. Type of membership: Associate, Thomas Eggar LLP Head office: 6-20 Russell Street, Nelson, Lancashire, BB9 7NJ UK Mortgage Lender Approval. Type of membership: Member, Derbyshire Building Society Type of membership: Associate, Lovells LLP Rent-a-roof schemes saw companies offer free solar panels in exchange for being able to sell the excess electricity produced. Approved Mortgage Lenders. Steve Wassell Insurance Management Limited FCA Reg. Head office: Saffron House, 1a Market Street, Saffron Walden, Essex, CB10 1HX, DX200301 SAFFRON WALDEN If you have a query about a lender that is not listed here, contact us on 0345 230 9874 or email sales@selfbuildzone.com. Head office: Sackville House, 143-149 Fenchurch Street, London, EC3M 6BN 5.00 66 Reviews (0 Recent |. Use tab to navigate through the menu items. Type of membership: Member, The Royal Bank of Scotland plc Type of membership: Member, Platform Head office: 374 High Street, West Bromwich, West Midlands, B70 8LR, DX 14611 WEST BROMWICH 7 The Handbook is voluntary for lenders and not all choose to use it. Type of membership: Member, Britannia Building Society The lenders on this list have agreed to accept tax calculations and tax year overviews that customers, or their agents or accountants, have printed themselves. Type of membership: Member, Cheval Property Finance Plc Some lenders will simply not accept applications for homes with leased panels. Type of membership: Associate, Acadametrics Limited Accord Mortgages. Head office: The Bailey, Skipton, North Yorkshire, BD23 1DN, DX 21757 SKIPTON Head office: 1 Providence Place, Skipton, North Yorkshire, BD23 2HL, DX 21761 SKIPTON Head office: Frizzell House, County Gates, Bournemouth, BH1 2NF Type of membership: Member, Paragon Mortgages Ltd Head office: Venture Court, Waterside Business Park, Valley Way, Swansea, SA6 8QP, DX 82804 SWANSEA 2 Type of membership: Associate, Unisys Ltd Type of membership: Member, Prudential Lifetime Mortgages Type of membership: Associate, Excel Insurance Solutions Head office: St. Johns Place, Easton Street, High Wycombe, Bucks, HP11 1NL, DX 149220 High Wycombe Type of membership: Member, Leek United Building Society A mortgage bank could be a retail or a direct lenderincluding large banks, online mortgage lenders like Quicken, or credit unions. Head office: Peterborough Business Park , Lynch Wood, Peterborough, PE2 6WZ, DX 29181 LYNCHWOOD Type of membership: Member, Astra Mortgages Type of membership: Associate, Fuel Investments Ltd Type of membership: Member, Norwich Union Equity Release Confirmation from the 'scheme provider' that the . Head office: 70 Owen Street, Tipton, West Midlands, DY4 8HG, DX 700152 TIPTON A Structural Warranty is an insurance policy designed to protect funders a nd homeowners from latent structural defects that may occur following the practical completion of a build. Type of membership: Member, Ocean Money (II) Limited Head office: High Street, Chalfont St Giles, Buckinghamshire, HP8 4QB, DX 31951 CHALFONT ST PETER Head office: Saffron House, 1a Market Street, Saffron Walden, Essex, CB10 1HX, DX200301 SAFFRON WALDEN Type of membership: Member, Harpenden Building Society Head office: 1 More London Place, London, SE1 2AF Head office: 410 Thames Valley Park Drive, Reading, Berks, RG6 1RH, DX 84150 CAVERSHAM (Reviewed by members in November 2022 and no amendments were required to me made to the version dated 2021). Not all defects on the title or property are accepted for indemnity insurance. Our warranties are recognised by the vast majority of mortgage lenders and can be used to raise a mortgage. Type of membership: Member, Dunfermline Building Society Just email us your plans or planning reference number! Type of membership: Member, The Chorley & District Building Society The mortgage and housing markets are constantly evolving to meet the needs of customers. You can use the search function to find a range of UK Finance material, from consultation responses to thought leadership to blogs, or to find content on a range of topics from Capital Markets & Wholesale to Payments & Innovation. Type of membership: Member, First Direct Bank Head office: 3rd Floor Surrey House, 34 Eden Street, Kingston Upon Thames, Surrey, KT1 1ER Head office: PO Box 520, Surrey Street, Norwich, NR1 3NG Type of membership: Member, Chesham Building Society Head office: Progressive House, 33-37 Wellington Place, Belfast, BT1 6HH, DX 4230 NR BELFAST 26 UK Finance does not offer any financial products and anyone claiming to provide such products on our behalf is fraudulent. Head office: Two Castle Terrace, Edinburgh, EH1 2YA Head office: 27-31 Charlotte Street, London, W1T 1RP Type of membership: Member, 5D Finance Limited Type of membership: Member, National Counties Building Society Head office: 30 Church Street, Epsom, Surrey, KT17 4NL, DX 30729 EPSOM Do you know where to find the best deals? In November 2015 it was confirmed that the Council of Mortgage Lenders would be merged with the British Bankers . Head office: 25 Basinghall Street, London, EC2V 5HA Head office: PO Box 547, Freehold House, The Havens, Ransomes Europark, Ipswich, IP3 9WZ A mortgage lender sponsors an educational lunch for real estate agents where employees of the lender are invited to speak. Our warranties are recognised by the vast majority of mortgage Lenders council of mortgage lenders approved warranty providers be merged with the British Bankers homes leased. 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